Tag: scams

Must-Watch Videos to Protect Yourself from Scams

Scammers are more sophisticated than ever.  The FTC reported that Americans lost about $1.48 billion to scammers in 2018 alone.  Scam phone calls are so commonplace, that many of us do not even answer the phone if we do not know the number (good advice!). While there are a lot of scams targeting seniors, younger adults get tons of these scam calls and emails as well.  Everyone needs to be aware of the signs of a scam, because once that

Read More »

Social Security Scam Warning: Don’t Trust Your Caller ID

According to the Federal Trade Commission, scams involving claims about Social Security are surging. Consumers lost $19 million last year, which surpasses the peak year of the IRS scam. Our office was recently contacted by a senior who was tricked into sending scammers $50,000 dollars—all of her savings! Please help spread the word about this danger.

Read More »

5 Reasons Why You Must Check Your Credit Report Every Year

What is a credit report? A credit report is a record of your credit activity and credit history.  There are three major national consumer credit reporting agencies: Equifax, Experian and TransUnion.  They each compile records of financial history that affect credit–in other words, a “credit report.”  These reports contain information about your payment history, credit limits, loan balances, and other financial and personal information.  For example, credit cards, student loans, mortgages, and auto loans all appear on credit reports. Here

Read More »

Numbers of Scam Calls and Robocalls Skyrocket

Almost everyone gets robocalls or other unwanted telemarketing calls at some point. The number of robocalls has skyrocketed in recent years. There were three million robocalls made to consumers in February 2018 alone, and the problem is growing. For instance, the FTC received 3.4 million robocall complaints in 2016, and the next year that number grew to 4.5 million complaints. The government has made efforts to stop robocalls, but the problem persists. In 1991, Congress passed the Telephone Consumer Protection

Read More »