5 Reasons Why You Must Check Your Credit Report Every Year
What is a credit report? A credit report is a record of your credit activity and credit history. There are three major national consumer credit reporting agencies: Equifax, Experian and TransUnion. They each compile records of financial history that affect credit–in other words, a “credit report.” These reports contain information about your payment history, credit limits, loan balances, and other financial and personal information. For example, credit cards, student loans, mortgages, and auto loans all appear on credit reports. Here